IMPORTANT INFORMATION FOR CLIENTS (a reference to ‘Client’ is a reference to all Clients in this Agreement): The terms and conditions of this agreement are set out below. Make sure you have carefully read and understood the terms and conditions before entering into the agreement. If you wish to seek independent legal advice about this agreement, you should do so before signing this agreement. By signing or initialling each page, you are indicating that you have read and understood the terms on that page.